One quibble with Urie’s submit. He means that employer plans might have even worse claims denial charges than Obamacare, Medicare, and Medicaid, the place non-public insurers should present the info on their dealing with of particular person claims. As many enterprise articles have advised, the reverse is prone to be true. Employer plans have extra members and employers have bargaining leverage, by way of with the ability to swap insurers and even self insure. IRS guidelines additionally make it arduous for employers to supply higher phrases to executives (see right here for an concept of the foundations). Thoughts you, that won’t wind up being a lot leverage given the overall crapified degree of US medical insurance, however nobody has much less leverage than particular person shoppers.

And an commentary now that Luigi Mangione has been charged in Thompson’s homicide, and because of his household wealth, appears in a position to rent the caliber of legal professionals that may defend him effectively: his case may be very unlikely to go to trial. The very last thing the federal government and folks in energy need is a doubtlessly messy trial. They may strive arduous to get him to cop a plea. And if the ache from his not-very-successful again surgical procedure is ongoing, you will be positive will probably be made tough for him to get his meds to make him extra cooperative.

 By Rob Urie, writer of Zen Economics, artist, and musician who publishes The Journal of Belligerent Pontification on Substack

The assassination of United Well being Care government Brian Thompson has some not-insignificant aggregation of the American public musing that Thompson reaped what he had sown. With out the murderer revealing his motive for the capturing, no motive is attributed right here. However there may be sufficient within the public area concerning insurance coverage corporations and insurance coverage declare denial charges by particular person corporations to prepare a political argument round what could have motivated the shooter.

From this darkish celebration, a way is rising that the murderer was addressing the issues of the age that the American political system is incapable of addressing. American elections function underneath the fallacy that the outcomes replicate the desire of the individuals. Ideologues and paid pleaders even attribute ideological motives to the corrupt opportunists who ascend within the American type of political economic system. And each story of imminent redemption is quickly revealed to be only one extra step within the technique of imperial decline.

Having rebegun writing publicly quickly after the ACA (Obamacare) was handed, my warning on the time was that the keys to the American healthcare kingdom had been being handed to a company kind— the medical insurance business, that might by no means cease utilizing its financial energy to learn its executives alone. Additional, company management over our lives is a type of political management. Markets didn’t kind the ACA. It was structured as a bribe paid for by the American individuals to maintain Mr. Obama’s celebration in energy.

Considered one of Joe Biden’s key promoting factors to Democrats in 2020 was his promise to shovel extra of the individuals’s cash into the ACA at the same time as People had been dying at ranges related to societal collapse (particulars under). And whereas, this being America, his PMC constituents had little understanding that the society that their ‘lessors’ inhabited had collapsed round them, public expenditures within the title of the ‘little people’ led a lot of them to consider that that they had been absolved for perpetuating this method.

A paradox of capitalism is that public expenditures funneled by companies act towards their alleged intent. By means of the benign (liberal) view of the intersection of commerce and authorities, ‘partners’ in the private and non-private sectors work collectively to unravel social issues whereas making financial institution doing so. The much less benign view is that this coalition represents the category pursuits of our ‘betters’ towards us. The function of presidency on this latter view is to maintain us prostrate and powerless in order that we will be most successfully preyed upon by ‘private’ pursuits.

In 2022, the final yr that knowledge is presently obtainable for, Andrew Witty, the top of United Well being, the mum or dad firm of Mr. Thompson’s United Well being Care, was the fourth finest paid medical insurance government within the US, incomes a tad over $22 million. As the info under suggests, the particular expertise of each Mr. Witty and Mr. Thompson is taking in insurance coverage premiums with out paying claims. Utilizing coloration coding or some such, a chimpanzee may very well be educated to disclaim insurance coverage claims. Nonetheless, America is ready as much as reward one of these habits.

The accounting components P = R – C; the place P = Revenue, R = Income, and C = Value; explains quite a bit concerning the US. With respect to each producing environmental ‘externalities’ and denying insurance coverage claims, prices aren’t being borne by the companies they belong to. Doing this raises their earnings. Profitability in flip boosts the corporate’s inventory worth, and with it, government compensation. Executives then use the positive factors ‘earned’ from robbing their clients to regulate political outcomes by way of political donations; by the Federal revolving door of legislators turning into company executives; and thru large-scale grifts just like the ACA.

In 2009, a de-privatized Medicare for All would have been the rational and simply resolution to insurer management of the well being care system. In distinction to the ideological view that company medical insurance is extra environment friendly as a result of it’s non-public, Medicare has constantly delivered (and right here) higher well being care at a decrease price than non-public insurance coverage. The logic that continues to be tells us that the persevering with effort to denationalise the American well being care system is subsequently to loot it.

To the difficulty of causality, the ACA and declining life expectancy have moved collectively in time by a decade of fixing circumstances. The widespread root is the political – financial backdrop which options the digital abandonment of the general public well being roll traditionally performed by the Federal authorities. After chiding the primary Trump administration for its reluctant response to the Covid-19 pandemic, the Biden administration oversaw the efficient dismantling of the very concept of public well being within the US. This being America, Biden’s low bar will characterize the brand new excessive bar.

This story has further resonance with yours really as a result of each of my mother and father needed to rent legal professionals to get their pensions. Neither had been accused of wrongdoing and each had been in good standing with their employers after they retired. Suffice it to say that the state of affairs wouldn’t have ended effectively for anybody concerned had the legal professionals not been in a position to resolve it. The time to inform somebody they won’t obtain their pension is earlier than they labor for 25 – 35 years to earn it. However in my mum or dad’s case, the legal professionals labored it out.

The scuttlebutt (web chatter) is that Brian Thompson had web price of $43 million {dollars} when he met his maker. Whereas common family web price within the US in 2023 was a contact over $1,000,000, median web price was about one-fifth of this quantity, at $193,000. Interpretation is that wealth distribution within the US is radically skewed by a small group of very wealthy. They’re so wealthy in comparison with the remainder of us that the size dwarfs what most People think about wealthy to be.

(Earnings and wealth within the US are exponentially distributed, that means that statistical interpretation should be undertaken with consciousness of what this entails. A mean that’s higher than the median is skewed, that means that the typical is unrepresentative of the expertise of most individuals. This makes most averages of earnings and wealth both supposed to overstate the expertise of most individuals, that means misleading, or unaware of financial statistics).

ProPublica revealed in an article from June 2023 that personal insurers within the US don’t have any authorized obligation to publish their declare denial charges. The exception is insurers within the ACA, Obamacare. And whereas no authoritative supply on the matter was readily discovered, estimates have it that declare denial charges above 5 – 10%, or 10% by one other discussion board, are alerts of attainable monetary misery and / or fraudulent enterprise practices. With respect to the ACA knowledge, the typical declare denial price has hovered round 18% since 2014, the yr the ACA was applied.

Graphic: with dates related for assessing the consequences of the ACA, in 2021, 67.3% of ACA insurers had declare denial charges above 11%. The brink for legitimacy is 10%. Whereas that is higher than the 78.4% of 2015, the yr after the ACA was applied, the distinction is especially attributable to some outliers, one with a 92.5% declare denial price. All the largest insurers within the ACA have declare denial charges which can be a number of multiples of the speed deemed by the business to be professional. Supply: kff.org.

In 2021, the final yr for which knowledge is accessible, 67% of Obamacare (ACA) plans had declare denial charges above 11%. Many had been within the excessive thirties – low forties. The very best declare denial charges are concentrated amongst the bigger insurers, these insuring probably the most clients. These are likely to function well-paid executives who’ve giant private and profession incentives to line their very own pockets by denying professional claims.

A part of the logic of forcing ACA insurers to reveal declare denial charges is that People are legally mandated to both have medical insurance by their office or to purchase it by the ACA exchanges. I needed to seek for the info and carry out statistical analyses to grasp these declare denial charges. Most individuals won’t do that. The distinction between the ten highest and ten lowest declare denial charges amongst ACA suppliers in 2021 is 41%. Interpretation is that the highest ten insurers deny 41% extra claims than the underside ten insurers.

Graph: dialogue of medical insurance that isn’t knowledgeable by outcomes is of restricted worth. Since 2014, the yr that the ACA was applied, Life Expectancy at Start has declined dramatically within the US. The biggest decline illustrated is from the Covid-19 pandemic. As horrifying as absolutely the quantity is, the relative quantity— towards peer international locations, is even worse. What this means is that the American healthcare system is failing, no matter the ACA. Supply: worldbank.org.

Provided that well being insurers that promote insurance policies by ACA exchanges know that they must disclose their declare denial charges, it appears affordable to deduce that the well being insurers who promote insurance policies on to employers have even larger declare denial charges. In accordance with ProPublica, it’s because there isn’t any authorized requirement that well being insurers exterior of the ACA disclose their denial charges. And persevering with, it is not uncommon apply for insurers to maintain claims denial knowledge hidden.

Query: who would willingly purchase insurance coverage from an organization that denies one-third of the claims it receives? By the medical insurance business’s personal metrics, this degree of denials is wildly abusive. And it’s a everlasting recreation of Russian Roulette for insurance coverage ‘customers.’ If fortune is with you, the healthcare that you’ve got already paid can be funded. If it isn’t, the remainder of your life can be spent bagging groceries to pay for $300 aspirins as extra medical debt renders you unemployable.

Quickly after the ACA was handed, Democrats began calling it ‘universal healthcare.’ If it weren’t for the 30% – 40% of claims that don’t receives a commission as a result of there isn’t any entity with the facility to make insurance coverage corporations accomplish that, they may have an argument. What is especially galling concerning the effort is that the lengthy historical past of predatory habits by the insurance coverage business was obtainable to anybody who cared to look. The concept that ‘market forces’ would self-discipline the business had already been disproved by historical past. This makes its subsequent adoption within the ACA ideological.

Graph: company earnings as a proportion of GDP within the US are presently close to document ranges. That is additional proof of an influence imbalance between capital and we, the individuals. One of many sources of those document earnings is well being insurers that gather premiums after which refuse to pay claims. Evaluate this graph with the one instantly above it and it turns into clear that rising company earnings are correlated with the fast decline in life expectancy within the US. Supply: St. Louis Federal Reserve.

To return to the query of causality for a second, correlation, or the co-movement of information throughout time, doesn’t show causality. The correlation of company earnings with declining life expectancy is a product of Federal efforts to guard the wealth of the wealthy when the Covid-19 pandemic arrived. That is phrased the best way that it’s to convey the purpose that pandemic funds might in principle have been paid on to those that had been economically displaced by the pandemic. However a lot of the cash went into goosing the inventory market as an alternative.

By way of choices, the American powers-that-be supply solely self-defeating selections. If the entire giant ACA insurers have declare denial charges of 30% – 40% (they do), capitalist ‘choice’ is a fraud. As with Biden v Trump, had been an actual option to be provided, the uniparty exists to neuter it. The Democrats might have crafted a system that works. Functioning healthcare methods do exist in different international locations. However what they created as an alternative is a system constructed for looting.

The staff at American companies who haven’t but been educated in what to not say typically give the sport away. The consultant of my web service supplier acknowledged overtly that his firm had colluded with the opposite suppliers within the state to remove worth competitors. A former dwelling insurance coverage agent provided that when a declare is paid, the corporate divides the payout throughout future premium funds till the corporate has recouped the payout. It is a description of a payday mortgage, not insurance coverage. Precise insurance coverage is a danger sharing scheme.

We’re human, runs the logic, subsequently we are going to all face medical emergencies that 1) we can’t predict the timing of and a couple of) which we can’t afford to pay for individually. By pooling assets, we pay in once we don’t want well being care anticipating that once we do want it, will probably be there. However this isn’t what capitalist companies are structured to do. They rent MBAs whose job it’s to think about methods to not pay the corporate’s payments. Straight up screwing their most susceptible clients is the simplest energy play.

The function of capitalism on this American healthcare debacle is necessary to grasp. The ideological argument in favor of the non-public provision of healthcare is that capitalist enterprises are extra ‘efficient’ than authorities packages due to the revenue motive. Lacking from this logic is that refusing to ship bought items is a solution to minimize prices, and thereby improve earnings. Altering the phrases after the acquisition has been made is a technique of reaching this finish.

On private expertise, by a sequence of huge and small purchases during the last yr, each buy featured the supply of various phrases after the acquisition was made than earlier than it was made. I might have determined towards making three-quarters of the purchases had the ultimate phrases been supplied earlier than the acquisition was made. Corporations know this, therefore the deception. One such buy of musical software program would require days of labor to take away from my system. This was revealed to me solely after the (nonrefundable) buy had been made.

The purpose is that that is the capitalist revenue motive in motion. Earlier than she went full-Hiawatha, Elizabeth Warren referred to as these gotchas ‘tricks and traps,’ The declare / promise that got here with the ACA was that the tips and traps had been eradicated in alternate for the Federal authorities delivering 45 million new clients to the medical insurance business. However the enforcement mechanism— market self-discipline, is a fantasy. Well being insurers wouldn’t deny 30% – 40% of their claims in the event that they thought that doing so would sink their companies.

A confusion that plagues capitalist economics lies between the massive and intrusive state that’s wanted to maintain capitalism functioning underneath Neoclassical principle, and the blanket assist for current energy that defines neoliberalism. The tendency of capitalist enterprises to behave badly has lengthy been understood by economists. The time period used to explain this dangerous habits is ‘moral hazard.’ What this implies is that when given the chance, companies take it. The aim of the massive and intrusive state then is to guarantee that these alternatives to behave badly don’t come up.

Starting within the Jimmy Carter – Ronald Reagan period, the idea was popularized that ‘free markets,’ or markets unencumbered by rules, would regulate themselves. The idea had it that clients wouldn’t do enterprise with nefarious actors as a result of the are nefarious. To unravel this downside, nefarious actors use authorities to cover their actions. Anti-terrorism legal guidelines had been handed to guard manufacturing facility farms from publicity of slaughterhouse circumstances. Industrial agriculture was in a position to get disclosure legal guidelines repealed that might have alerted clients that GMO crops are current of their meals. And insurance coverage corporations are allowed to cover declare denial charges from their clients.

The rationales for doing so had been / are paper skinny. Slaughterhouse circumstances are related data for many who eat meat. If cruelty is a part of the method, that impacts each the standard of the product and the ethical calculus of whether or not or to not partake in it. And the seed producers unleashed GMO crops exterior of sterilized circumstances. The primary GMO check that I noticed (1998) featured GMO corn planted subsequent to non-GMO corn. Cross pollination was the plain plan.

Quickly thereafter the seed corporations started suing non-GMO farmers for patent infringement for the cross-pollination that the seed producers had deliberately engineered. Not infecting non-GMO crops by way of pollination ought to rightfully have been the burden of the seed firm that was introducing the GMO crop. However they’re giant companies and the victim-farmers are small enterprises. This is similar sort of energy relationship that United Well being Care has with its ‘customers.’

In distinction to the ideological criticism that authorities rules impinge on the power of companies and oligarchs to earn earnings, the historical past of the US authorities has been to assist enterprise towards the pursuits of the individuals since neoliberalism first gained credence starting within the Nineteen Seventies. The insurance coverage business specifically has been given particular dispensations that render it resistant to market forces. Not solely does the ACA power individuals to purchase insurance coverage that’s illegitimate on its face due to extreme declare denial charges, however there isn’t any recourse towards these fraudulent denials exterior of company-run ‘tribunals,’

To the difficulty of capitalist effectivity, my favourite instance is the automated checkout counters put in in shops. Amongst the dozen or so individuals I’ve spoken with concerning the matter, all consider that ‘we all’ profit from one of these innovation. What the machines truly accomplish is to shift the price of trying out away from the shops and onto its clients. No labor is saved by this apply. It was shifted from the cashiers who had been paid to do it onto the purchasers who aren’t paid to do it. There’s nothing ‘efficient’ concerning the apply.

The common name amidst the recurring crises of capitalism is for reform. By means of the liberal lens, ‘we’re all on this economic system collectively.’ By means of a Marxist lens, using authorities by the wealthy towards the remainder of us displays asymmetrical class energy. And the shifting of prices from capital and the oligarchs to ‘the little people’ has outlined class relations throughout the present age. The wealthy and companies right now pay a tiny fraction of prices of their social assist. Regardless of having by no means voted on the matter, the remainder of us have been tasked with making up the distinction.

I’ve been questioning when the capturing would begin since 2009 or thereabouts. That was when the contours of Barack Obama’s consequence-free bailouts of the bankers who brought about the Nice Recession was matched towards the ‘freeing’ of their victims (from their employment, properties, households, and broader society) to crawl right into a ditch and die. However ‘the system’ was saved, proper? Since then, finance capitalism gone wild has introduced ‘us’ two pointless and murderous wars, a society that’s dysfunctional to the purpose of full-on collapse, and the specter of nuclear annihilation.

Few amongst us want for violence, notably these of us who’ve seen it manifested. That’s the reason it will have been socially helpful had Brian Thompson been hauled out of his workplace in handcuffs in entrance of tv cameras for his firm’s enterprise practices. The issue is that they had been / are in all probability authorized. Within the American iconography, Thompson is a hero and his killer is a goat. However Thompson probably killed much more individuals than his shooter has. And he seems to have finished so with out compunction.

Whereas it’s socially endearing in some circles to argue that the wrecking crew has simply arrived, American capitalism has all the time been run by gangsters. From 2016 – right now, American Democrats have defended the American state and its establishments by arguing that any and all criticism comes from nefarious international actors and homegrown malcontents. However what they had been in the end defending was Brian Thompson’s proper to line his personal pockets by refusing to pay insurance coverage claims.

Enterprise

Informasi mengenai king slot

king selot

king slot

king slot

kingselot

pg king slot

rungkad88

sabet88slot

sakti888

santai88

santika88

sebat777

sebat88

sensasi77

serba88

shangrila88

sheraton88

shopee88

sibukslot88

sido888

sinar88slot

sinartogel88

singa88

sis88

slotplay88

solitaire88

sontogel88

sparta888

speaker88

suara88

sukaslot888

sultan777

sumo7777

supermoney888

surga888

surgaplay88

surya888

suzuki88

tahta88

tahtatoto

target888

taruhan777

tato88

tebar88

teknis88

teluk88

teluk88

texas888

kilau88

tiket88

tiktok888

togelsumo88

totosaja88

trading88

tradingview88

tripadvisor88

uang88

ubud88

ultra77

usdt88

userslot88

uyatoto

vegasslot88

vertu777

voxy888

warung22

wasiat88

whatsapp88

winrate999

wks88

wordpress88

wuzz888

xuxu88

yoktogel88

zara88

adu88

agoda88

andara999

asiahoki777

asiahoki88

atlas777

atlas88

autospin888

axl77

axl777

ayo777

bakwanbet88

balak666

bangkit88

batu88

bayar777

bayar777

bayar88

berita88

bobo88

box77

bromo777

ceria88

cipit888

dewahoki88

dewanaga

dewanaga88

dewaslot77

dewi228

dewihoki88

dosen88

elanggame88

rungkad88 permainan paling prime dan garansi imbal balik hasil besar bersama https://rungkad88.biz/

sabet88slot permainan paling prime dan garansi imbal balik hasil besar bersama https://sabet88slot.com/

sakti888 permainan paling prime dan garansi imbal balik hasil besar bersama https://sakti888.biz/

santai88 permainan paling prime dan garansi imbal balik hasil besar bersama https://santai88.org/

santika88 permainan paling prime dan garansi imbal balik hasil besar bersama https://santika88.org/

sebat777 permainan paling prime dan garansi imbal balik hasil besar bersama https://sebat777.data/

sebat88 permainan paling prime dan garansi imbal balik hasil besar bersama https://sebat88.data/

sensasi77 permainan paling prime dan garansi imbal balik hasil besar bersama https://sensasi77.biz/

serba88 permainan paling prime dan garansi imbal balik hasil besar bersama https://serba88.biz/

shangrila88 permainan paling prime dan garansi imbal balik hasil besar bersama https://shangrila88.com/

sheraton88 permainan paling prime dan garansi imbal balik hasil besar bersama https://sheraton88.com/

shopee88 permainan paling prime dan garansi imbal balik hasil besar bersama https://shopee88.biz/

sibukslot88 permainan paling prime dan garansi imbal balik hasil besar bersama https://sibukslot88.com/

sido888 permainan paling prime dan garansi imbal balik hasil besar bersama https://sido888.com/

sinar88slot permainan paling prime dan garansi imbal balik hasil besar bersama https://sinar88slot.data/

sinartogel88 permainan paling prime dan garansi imbal balik hasil besar bersama https://sinartogel88.biz/

singa88 permainan paling prime dan garansi imbal balik hasil besar bersama https://singa88.biz/

sis88 permainan paling prime dan garansi imbal balik hasil besar bersama https://sis88.biz/

slotplay88 permainan paling prime dan garansi imbal balik hasil besar bersama https://slotplay88.biz/

solitaire88 permainan paling prime dan garansi imbal balik hasil besar bersama https://solitaire88.web/

sontogel88 permainan paling prime dan garansi imbal balik hasil besar bersama https://sontogel88.com/

sparta888 permainan paling prime dan garansi imbal balik hasil besar bersama https://sparta888.co/

speaker88 permainan paling prime dan garansi imbal balik hasil besar bersama https://speaker88.web/

suara88 permainan paling prime dan garansi imbal balik hasil besar bersama https://suara88.biz/

sukaslot888 permainan paling prime dan garansi imbal balik hasil besar bersama https://sukaslot888.data/

sultan777 permainan paling prime dan garansi imbal balik hasil besar bersama https://sultan777.asia/

sumo7777 permainan paling prime dan garansi imbal balik hasil besar bersama https://sumo7777.com/

supermoney888 permainan paling prime dan garansi imbal balik hasil besar bersama https://supermoney888.biz/

surga888 permainan paling prime dan garansi imbal balik hasil besar bersama https://surga888.biz/

surgaplay88 permainan paling prime dan garansi imbal balik hasil besar bersama https://surgaplay88.biz/

surya888 permainan paling prime dan garansi imbal balik hasil besar bersama https://surya888.biz/

suzuki88 permainan paling prime dan garansi imbal balik hasil besar bersama https://suzuki88.biz/

tahta88 permainan paling prime dan garansi imbal balik hasil besar bersama https://tahta88.biz/

tahtatoto permainan paling prime dan garansi imbal balik hasil besar bersama https://tahtatoto.biz/

target888 permainan paling prime dan garansi imbal balik hasil besar bersama https://target888.biz/

taruhan777 permainan paling prime dan garansi imbal balik hasil besar bersama https://taruhan777.biz/

tato88 permainan paling prime dan garansi imbal balik hasil besar bersama https://tato88.org/

tebar88 permainan paling prime dan garansi imbal balik hasil besar bersama https://tebar88.asia/

teknis88 permainan paling prime dan garansi imbal balik hasil besar bersama https://teknis88.com/

teluk88 permainan paling prime dan garansi imbal balik hasil besar bersama https://teluk88.biz/

teluk88 permainan paling prime dan garansi imbal balik hasil besar bersama https://teluk88.data/

texas888 permainan paling prime dan garansi imbal balik hasil besar bersama https://texas888.asia/

kilau88 permainan paling prime dan garansi imbal balik hasil besar bersama https://texas888slot.org/

tiket88 permainan paling prime dan garansi imbal balik hasil besar bersama https://tiket88.asia/

tiktok888 permainan paling prime dan garansi imbal balik hasil besar bersama https://tiktok888.data/

togelsumo88 permainan paling prime dan garansi imbal balik hasil besar bersama https://togelsumo88.com/

totosaja88 permainan paling prime dan garansi imbal balik hasil besar bersama https://totosaja88.com/

trading88 permainan paling prime dan garansi imbal balik hasil besar bersama https://trading88.org/

tradingview88 permainan paling prime dan garansi imbal balik hasil besar bersama https://tradingview88.com/

tripadvisor88 permainan paling prime dan garansi imbal balik hasil besar bersama https://tripadvisor88.com/

uang88 permainan paling prime dan garansi imbal balik hasil besar bersama https://uang88.asia/

ubud88 permainan paling prime dan garansi imbal balik hasil besar bersama https://ubud88.asia/

ultra77 permainan paling prime dan garansi imbal balik hasil besar bersama https://ultra77.biz/

usdt88 permainan paling prime dan garansi imbal balik hasil besar bersama https://usdt88.web/

userslot88 permainan paling prime dan garansi imbal balik hasil besar bersama https://userslot88.biz/

uyatoto permainan paling prime dan garansi imbal balik hasil besar bersama https://uyatoto.com/

vegasslot88 permainan paling prime dan garansi imbal balik hasil besar bersama https://vegasslot88.asia/

vertu777 permainan paling prime dan garansi imbal balik hasil besar bersama https://vertu777.org/

voxy888 permainan paling prime dan garansi imbal balik hasil besar bersama https://voxy888.biz/

warung22 permainan paling prime dan garansi imbal balik hasil besar bersama https://warung22.com/

wasiat88 permainan paling prime dan garansi imbal balik hasil besar bersama https://wasiat88.biz/

whatsapp88 permainan paling prime dan garansi imbal balik hasil besar bersama https://whatsapp88.web/

winrate999 permainan paling prime dan garansi imbal balik hasil besar bersama https://winrate999.biz/

wks88 permainan paling prime dan garansi imbal balik hasil besar bersama https://wks88.org/

wordpress88 permainan paling prime dan garansi imbal balik hasil besar bersama https://wordpress88.web/

wuzz888 permainan paling prime dan garansi imbal balik hasil besar bersama https://wuzz888.com/

xuxu88 permainan paling prime dan garansi imbal balik hasil besar bersama https://xuxu88.org/

yoktogel88 permainan paling prime dan garansi imbal balik hasil besar bersama https://yoktogel88.slot.com/

zara88 permainan paling prime dan garansi imbal balik hasil besar bersama https://zara88.slot.web/

adu88 permainan paling prime dan garansi imbal balik hasil besar bersama https://adu88.asia/

agoda88 permainan paling prime dan garansi imbal balik hasil besar bersama https://agoda88.asia/

andara999 permainan paling prime dan garansi imbal balik hasil besar bersama https://andara999.org/

asiahoki777 permainan paling prime dan garansi imbal balik hasil besar bersama https://asiahoki777.asia/

asiahoki88 permainan paling prime dan garansi imbal balik hasil besar bersama https://asiahoki88.org/

atlas777 permainan paling prime dan garansi imbal balik hasil besar bersama https://atlas777.asia/

atlas88 permainan paling prime dan garansi imbal balik hasil besar bersama https://atlas88.asia/

autospin888 permainan paling prime dan garansi imbal balik hasil besar bersama https://autospin888.asia/

axl77 permainan paling prime dan garansi imbal balik hasil besar bersama https://axl77.asia/

axl777 permainan paling prime dan garansi imbal balik hasil besar bersama https://axl777.org/

ayo777 permainan paling prime dan garansi imbal balik hasil besar bersama https://ayo777.dwell/

bakwanbet88 permainan paling prime dan garansi imbal balik hasil besar bersama https://bakwanbet88.com/

balak666 permainan paling prime dan garansi imbal balik hasil besar bersama https://balak666.data/

bangkit88 permainan paling prime dan garansi imbal balik hasil besar bersama https://bangkit88.biz/

batu88 permainan paling prime dan garansi imbal balik hasil besar bersama https://batu88.biz/

bayar777 permainan paling prime dan garansi imbal balik hasil besar bersama https://bayar777.asia/

bayar777 permainan paling prime dan garansi imbal balik hasil besar bersama https://bayar777.dwell/

bayar88 permainan paling prime dan garansi imbal balik hasil besar bersama https://bayar88.asia/

berita88 permainan paling prime dan garansi imbal balik hasil besar bersama https://berita88.biz/

bobo88 permainan paling prime dan garansi imbal balik hasil besar bersama https://bobo88.asia/

box77 permainan paling prime dan garansi imbal balik hasil besar bersama https://box77.asia/

bromo777 permainan paling prime dan garansi imbal balik hasil besar bersama https://bromo777.dwell/

ceria88 permainan paling prime dan garansi imbal balik hasil besar bersama https://ceria88.biz/

cipit888 permainan paling prime dan garansi imbal balik hasil besar bersama https://cipit888.asia/

dewahoki88 permainan paling prime dan garansi imbal balik hasil besar bersama https://dewahoki88.asia/

dewanaga permainan paling prime dan garansi imbal balik hasil besar bersama https://dewanaga.professional/

dewanaga88 permainan paling prime dan garansi imbal balik hasil besar bersama https://dewanaga88.dwell/

dewaslot77 permainan paling prime dan garansi imbal balik hasil besar bersama https://dewaslot77.asia/

dewi228 permainan paling prime dan garansi imbal balik hasil besar bersama https://dewi228.data/

dewihoki88 permainan paling prime dan garansi imbal balik hasil besar bersama https://dewihoki88.asia/

dosen88 permainan paling prime dan garansi imbal balik hasil besar bersama https://dosen88.org/

elanggame88 permainan paling prime dan garansi imbal balik hasil besar bersama https://elanggame88.org/

slot demo gacor permainan paling prime dan garansi imbal balik hasil besar bersama https://kdwapp.com/

akun demo slot gacor permainan paling prime dan garansi imbal balik hasil besar bersama https://kdwapp.com/

akun slot demo gacor permainan paling prime dan garansi imbal balik hasil besar bersama https://kdwapp.com/

akun demo slot pragmatic permainan paling prime dan garansi imbal balik hasil besar bersama https://kdwapp.com/

akun slot demo pragmatic permainan paling prime dan garansi imbal balik hasil besar bersama https://kdwapp.com/

akun slot demo permainan paling prime dan garansi imbal balik hasil besar bersama https://kdwapp.com/

akun demo slot permainan paling prime dan garansi imbal balik hasil besar bersama https://kdwapp.com/

slot demo gacor

akun demo slot gacor

akun slot demo gacor

akun demo slot pragmatic

akun slot demo pragmatic

akun slot demo

akun demo slot

slot demo gacor permainan paling prime dan garansi imbal balik hasil besar bersama https://jebswagstore.com

akun demo slot gacor permainan paling prime dan garansi imbal balik hasil besar bersama https://jebswagstore.com

akun slot demo gacor permainan paling prime dan garansi imbal balik hasil besar bersama https://jebswagstore.com

akun demo slot pragmatic permainan paling prime dan garansi imbal balik hasil besar bersama https://jebswagstore.com

akun slot demo pragmatic permainan paling prime dan garansi imbal balik hasil besar bersama https://jebswagstore.com

akun slot demo permainan paling prime dan garansi imbal balik hasil besar bersama https://jebswagstore.com

akun demo slot permainan paling prime dan garansi imbal balik hasil besar bersama https://jebswagstore.com

slot demo gacor

akun demo slot gacor

akun slot demo gacor

akun demo slot pragmatic

akun slot demo pragmatic

akun slot demo

akun demo slot

slot demo gacor permainan paling prime dan garansi imbal balik hasil besar bersama https://demoslotgacor.professional

akun demo slot gacor permainan paling prime dan garansi imbal balik hasil besar bersama https://demoslotgacor.professional

akun slot demo gacor permainan paling prime dan garansi imbal balik hasil besar bersama https://demoslotgacor.professional

akun demo slot pragmatic permainan paling prime dan garansi imbal balik hasil besar bersama https://demoslotgacor.professional

akun slot demo pragmatic permainan paling prime dan garansi imbal balik hasil besar bersama https://demoslotgacor.professional

akun slot demo permainan paling prime dan garansi imbal balik hasil besar bersama https://demoslotgacor.professional

akun demo slot permainan paling prime dan garansi imbal balik hasil besar bersama https://demoslotgacor.professional

slot demo gacor

akun demo slot gacor

akun slot demo gacor

akun demo slot pragmatic

akun slot demo pragmatic

akun slot demo

akun demo slot

slot demo gacor permainan paling prime dan garansi imbal balik hasil besar bersama https://situsslotterbaru.web

akun demo slot gacor permainan paling prime dan garansi imbal balik hasil besar bersama https://situsslotterbaru.web

akun slot demo gacor permainan paling prime dan garansi imbal balik hasil besar bersama https://situsslotterbaru.web

akun demo slot pragmatic permainan paling prime dan garansi imbal balik hasil besar bersama https://situsslotterbaru.web

akun slot demo pragmatic permainan paling prime dan garansi imbal balik hasil besar bersama https://situsslotterbaru.web

akun slot demo permainan paling prime dan garansi imbal balik hasil besar bersama https://situsslotterbaru.web

akun demo slot permainan paling prime dan garansi imbal balik hasil besar bersama https://situsslotterbaru.web

slot demo gacor

akun demo slot gacor

akun slot demo gacor

akun demo slot pragmatic

akun slot demo pragmatic

akun slot demo

akun demo slot

situs slot terbaru

slot terbaru